Insurance & Coverage
We Accept
Your Insurance.
We proudly work with Medicare, Medi-Cal, and most private insurance plans so that quality home healthcare is accessible to every patient who needs it.
Our dedicated billing team handles verification, authorizations, and claims on your behalf — so you can focus entirely on your recovery.
Medicare Certified
Approved home health agency
Accepted Plans
Coverage Options We Accept
We work with a wide range of insurance plans to ensure our services are accessible. Here's what each plan typically covers for home health services.
Medicare
As a Medicare-certified home health agency, we accept Original Medicare (Parts A & B) for qualifying patients. Medicare covers skilled nursing, physical therapy, occupational therapy, speech therapy, and home health aide services when medically necessary.
What's Covered
- Skilled nursing visits
- Physical, occupational & speech therapy
- Home health aide services
- Medical social services
- Medical supplies related to your condition
Medi-Cal
We are a Medi-Cal approved provider serving eligible California residents. Medi-Cal covers a broad range of home health services for qualifying low-income individuals and families.
What's Covered
- Skilled nursing care
- Physical & occupational therapy
- Speech-language pathology
- Home health aide services
- Medical social work
Private Insurance
We work with most major private insurance carriers and managed care plans. Our billing team will verify your benefits, obtain necessary authorizations, and handle the paperwork so you can focus on recovery.
What's Covered
- Skilled nursing & therapy services
- Home health aide support
- Post-surgical recovery care
- Chronic disease management
- Coverage varies by plan
Private Pay
For patients who prefer to pay out-of-pocket or whose insurance does not cover certain services, we offer transparent private pay options. We will work with you to create a care plan that fits your needs and budget.
What's Covered
- All home health services available
- Flexible scheduling options
- Customized care plans
- No insurance authorization delays
- Transparent, upfront pricing
The Process
How Coverage Verification Works
We make the insurance process simple. Our team handles the details so you can focus on what matters most — getting better.
Contact Us
Call or submit a request online. We'll gather your insurance information and basic health details.
We Verify Benefits
Our billing team contacts your insurer directly to confirm coverage, eligibility, and any authorization requirements.
Physician Order
We coordinate with your physician to obtain the required order and establish your personalized plan of care.
Care Begins
Your care team is assigned and visits begin — typically within 24–48 hours of completing the intake process.
Common Questions
Insurance FAQs
Have questions about your coverage? Here are answers to the most common insurance questions we receive.
How do I know if I qualify for home health services?
To qualify for Medicare-covered home health, you generally need to be homebound, require skilled care (nursing or therapy), and have a physician order. Our team can help assess your eligibility during a free consultation.
What does "homebound" mean?
Homebound means that leaving home requires a considerable effort due to illness, injury, or disability. You may still leave home for medical appointments, religious services, or adult day care and remain eligible.
Will I have any out-of-pocket costs with Medicare?
Medicare-approved home health services are typically covered at 100% with no copay when all eligibility criteria are met. Durable medical equipment may have a 20% coinsurance. We will explain any potential costs before services begin.
How long does insurance verification take?
Our billing team typically verifies insurance benefits within 1–2 business days. We will contact you as soon as we have confirmed your coverage details.
What if my insurance denies coverage?
We will work with you and your physician to appeal denials when appropriate. We can also discuss private pay options or alternative coverage sources if an appeal is unsuccessful.
Do you accept Medicare Advantage plans?
Yes, we work with many Medicare Advantage (Part C) plans. Coverage varies by plan, so our team will verify your specific benefits before services begin.
Get Help
Need Help Verifying Your Coverage?
Our team is happy to answer your insurance questions and verify your benefits at no cost to you. Reach out by phone or email and we'll take it from there.
Ready to Get Started?
Don't let insurance questions stand in the way of the care you need. Our team will handle the details — you focus on healing.